Braces and Healthcare Cards: What You Need to Know

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  • Alex Chang

    Alex Chang

    Content Contributor

    Tech enthusiast and SmilePath advocate, Alex Chang, combines his love for cutting-edge technology with a commitment to promoting dental well-being. Drawing on...

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  • Dr. Narmeen

    Dr. Narmeen

    Medical Reviewer

    Dr. Narmeen is a dedicated and passionate orthodontist at SmilePath Australia, committed to creating confident smiles through exceptional orthodontic care. With her...

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A woman with braces on her teeth, holding a healthcare card

Getting your teeth straightened is a life-changing investment that significantly improves your physical health and self-confidence. However, the increasing costs of orthodontic treatments in Australia can be overwhelming! That is why it is important to understand how much are braces in Australia , the cost differences, and if there are any other, alternate, affordable options available.

In this blog, we will break down the details of what is accessible for dental care with a healthcare card. We will also discuss the differences between public and private dental benefits, along with how they are structured and what you can expect.

We will be offering affordable alternatives, including the Smilepath Clear Aligner system. This system will help you achieve straighter, healthier teeth while maintaining quality, comfort, and effectiveness without breaking the bank.

Understanding Healthcare Cards in Australia

In Australia, a healthcare card is a valuable support system for individuals receiving specific welfare payments. This card helps alleviate the financial burden of healthcare expenses by providing various concessions. One significant benefit that healthcare cards provide is access to public dental services, which can be crucial for those who struggle to afford regular dental care.

Severe dental problems requiring surgery are generally covered for healthcare cardholders. However, when it comes to orthodontic care, such as braces, treatment usually isn’t funded, and you may need to pay the full price.

Other than expenses, many patients also wonder how long do braces take , which can range from several months to a few years, depending on the case complexity. The longer the treatment, the higher the costs.

Different healthcare cards have different criteria, so you’ll need to investigate what orthodontics are covered by your healthcare card. Some public dental offices may cover braces costs for children and adolescents. Whereas adults seeking braces may find that options are more limited, necessitating private insurance.

Affordable Solution without a Healthcare Card? Yes Please!

Choose Smilepath Clear Aligners and straighten your teeth at affordable prices and with at-home services.

Order Now

Does a Healthcare Card Cover Braces?

An illustration of teeth with braces and a form representing a healthcare card
Braces with healthcare card

Here are some important points to consider:

1. Limited Orthodontic Coverage - Most public dental care systems do not cover routine orthodontics, which includes standard braces for cosmetic purposes, and mild alignment issues. If you simply want braces to make your smile look better, and there is no medical reason for it, then you will have to pay full price.

2. Long Waiting Lists - If you apply for orthodontic treatment for a medical condition and qualify for funded orthodontic care, you'll need to be prepared to wait a while. Government clinics have long waiting lists for publicly funded dental treatment, extending your wait time before care can begin.

Dental benefits in healthcare plans can be limited, so it is always helpful to do your research. Having a healthcare card can help subsidize some of the cost of dental services. If you are looking for fully funded solutions for a course of treatment via traditional braces, you may want to consider other solutions or pay for them out of your pocket.

How Much Do Braces Cost with a Healthcare Card?

In Australia, orthodontic treatment costs in insurance plans and private systems vary widely. There are no particular government programs in Australia that fully subsidize braces. The Australian Government's Child Dental Benefits Schedule (CDBS) assists parents/guardians whose children are between 2-17 years and they have limited sources of income. Through this program, they can access a range of dental services and procedures for free. However, the CDBS does not have a provision for orthodontic treatment and braces.

Treatment Type Dental Coverage with Healthcare Card Private Practice (No Insurance)
Metal Braces Partially covered (if approved, limited cases) $6,000–$9,000
Ceramic Braces Not covered $6,500–$9,500
Clear Aligners Not covered $1,320

Private Health Insurance and Braces: What’s Covered?

If you have private extras cover, there’s a good chance it includes some orthodontic benefits. But don’t get too excited, there are usually limitations:

  • Most policies cap orthodontic benefits at around $1,000–$2,500 for the lifetime of the plan.
  • This won’t cover the full cost of treatment, especially if it’s complex or prolonged.
  • Many insurance plans also come with waiting periods of up to 12 months before you can claim orthodontic benefits.

So, while private insurance can certainly ease the financial burden, it’s not a full solution. Always check your policy details and ask your insurer to explain the fine print about the braces cost with insurance, or any other dental procedure you may need.

Smilepath: Affordable Orthodontic Care without the Hassle

An image of Smilepath Clear Aligners with their protective case, also explaining the characteristics of clear aligners
Why Smilepath Clear Aligners stand out

At Smilepath, we offer clear aligners that are an almost invisible, affordable alternative to braces, delivered directly to your door. You don’t need to qualify for public healthcare, spend hours in waiting rooms, or deal with insurance policies.

Here’s why thousands of Australians are making the switch to Smilepath for their orthodontic needs:

Cost-Effective Solutions

Smilepath offers treatment options that are up to 70% cheaper than traditional braces. This affordability makes it accessible for a wider range of people who might have hesitated due to the high costs associated with orthodontic care.

Convenience of At-Home Treatment

One of the standout features of Smilepath is that it eliminates the need for in-office visits. This means you can manage your treatment from the comfort of your own home, saving you time, money and hassle while still achieving the smile you’ve always wanted.

Personalized Care

Each treatment plan is customized to meet individual needs, ensuring that you receive the best possible solution for your teeth. Dental professionals carefully review these plans, providing a level of assurance that you are in good hands throughout your journey.

Flexible Payment Options

Understanding that financial situations can vary, Smilepath offers a range of flexible payment plans that accommodate different budgets, allowing more people to consider orthodontic treatment without the stress of hefty upfront costs.

Free Eligibility Assessment

To help potential patients understand their options, Smilepath provides a free eligibility assessment. This no-obligation evaluation is a great starting point to explore whether the clear aligner treatment is right for you or not without any financial commitment.

Smilepath is making orthodontics easier and more affordable for everyone, especially for healthcare cardholders who find traditional braces hard to access. We're modernizing the experience so that more Australians can improve their smiles from home without any stress of hefty price tags.

What Are You Waiting For?

With Smilepath, you are just a click away from your perfect, budget-friendly smile.

Order Now

What Smilepath Clear Aligners Can Fix?

You might be wondering if Smilepath Clear Aligners are right for you. If you’re dealing with mild to moderate dental misalignment, chances are, you’re a great candidate. These are some cases that Smilepath clear aligners can fix:

  • Crowding: This dental condition occurs when there is not enough space in the dental arch for all the teeth to fit properly. It often results in overlapping teeth or teeth that may be pushed out of alignment.
  • Gaps: Also known as spacing issues, gaps occur when there is excessive space between teeth. This condition can arise from missing teeth, size discrepancies between teeth and the jawbone, or due to dental habits such as thumb sucking.
  • Overbite: An overbite refers to a dental condition where the upper front teeth overlap significantly over the lower front teeth when the mouth is closed
  • Underbite: An underbite occurs when the lower teeth protrude further than the upper front teeth.
  • Crossbite: A crossbite happens when one or more of the upper teeth bite on the inside of the lower teeth, which can occur at the front or back of the mouth.

Each of these conditions can significantly affect oral health and overall quality of life, making it important to address them with the appropriate dental care.

Our process is simple:

  • Order your impression kit
  • Make impressions and send them back using the included return mailer
  • Receive your personalized treatment plan
  • Start transforming your smile, all from home!
  • Retain your smile with Smilepath clear retainer after braces /aligners

Braces and Healthcare Cards in Australia

The price of braces with a healthcare card may be quite low for those eligible, but the majority of people will not qualify. Most healthcare card orthodontic coverage is perennially limited and typically only includes basic dental work.

Some private insurance programs do cover braces cost, but you’ll have to check with your provider about the coverage limit. If your insurance provider does not cover braces and the total cost is giving you nightmares, ditch the braces and go for Smilepath Clear Aligners . We provide safe, accessible, affordable, and effective orthodontic solutions that are just a few clicks away.

FAQs

Can Centrelink pay for braces?

Not directly, but public dental programs may help if you have a Healthcare Card and meet strict criteria.

Can you claim braces on health insurance?

Yes, if you have extras cover that includes orthodontics. Waiting periods and limits apply.

Can braces be covered by Medicare?

No, unless it’s for severe medical cases under specific public programs for children.

How to get braces if you can't afford it?

Look into payment plans, public dental clinics, or cheaper options like at-home aligners.

Citations:

Department of Health. Victoria, Australia. (2024, September 18). Victoria’s public dental care fees. https://www.health.vic.gov.au/dental-health/victorias-public-dental-care-fees

Blog | Orthodontic News | Ellenbrook Orthodontics. (n.d.). Ellenbrook Orthodontics. https://www.perthorthodontics.au/affordable-orthodontic-braces-exploring-options-for-budget-friendly-smile-transformations/

  • Alex Chang

    Alex Chang

    Content Contributor

    Tech enthusiast and SmilePath advocate, Alex Chang, combines his love for cutting-edge technology with a commitment to promoting dental well-being. Drawing on...

    Read More
  • Authored by
  • Dr. Narmeen

    Dr. Narmeen

    Medical Reviewer

    Dr. Narmeen is a dedicated and passionate orthodontist at SmilePath Australia, committed to creating confident smiles through exceptional orthodontic care. With her...

    Read More
  • Reviewed By
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